Yes, a DIY security system can qualify for home insurance discounts, as long as it includes key features like cameras, motion detectors, or alarms that effectively deter break-ins. While insurers often lean towards professionally monitored systems, they generally value any proactive measures you take to boost your home’s security. Just make sure your system is properly installed, and keep your insurer in the loop about its features and any monitoring systems you’ve set up.

You don’t need to completely revamp your security system constantly, but it’s a great idea to give it a once-over every year. Look for potential upgrades or new features—like smart home tech or replacing outdated equipment—that could boost your safety. If you make any significant changes, let your insurer know as they may adjust your discounts to reflect your improved security. Staying on top of your security not only keeps your home safe but ensures you’re getting the best possible rate on your insurance.