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VA Loan: Benefits, Eligibility, and Application Process

Learn all about VA loans, including benefits, eligibility requirements, and the application process.
What is a VA loan?A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). Only military members, veterans, and their spouse can use them.
Who is eligible for a VA loan?VA loan eligibility requires serving in the U.S. military or reserves and meeting certain service requirements. Some military spouses qualify, too.
What are the benefits of a VA loan?VA loans require no down payment, have competitive interest rates, and require no PMI, among other benefits.
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