"Including but not limited to" introduces a list of examples that does not include every possible option. For example, when applying for a job, the position details might read: “Responsibilities include but are not limited to overseeing large-scale projects, doing payroll for employees, and cold-calling potential customers.” This means that there may be other job responsibilities that weren't listed. When submitting a college paper, your professor’s rubric might read: “An ‘A’ paper includes but is not limited to thoughtful commentary, concrete examples from the text, and flawless grammar.” That means there may be other, unlisted things they'd also expect in an 'A' paper. When signing up for home insurance, the fine print might read: “Coverage includes but is not limited to property damage, pet damage, and legal fees.” That means the coverage may include other things that weren't listed. This expression allows people to provide a list of examples without needing to include every possible option. It prevents these lists from being overly long and complicated.